All Calculators

    Investor Cash Flow Metric

    DSCR Loan

    The Debt Service Coverage Ratio shows whether rental income covers the monthly debt service. Most DSCR lenders want 1.0 or higher.

    Investment Property
    $2,400
    $
    7.250%

    Monthly Expenses

    $
    $
    $
    $

    DSCR Ratio

    0.95below 1.0

    Monthly Payment (P&I + escrow)$2,522
    Net Operating Income-$122
    Minimum DSCR Required1.00
    Negative cash flow — DSCR too low
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