Know Your Ratios
DTI Qualification
Check your debt-to-income ratios to see which loan programs you may qualify for.
Monthly Numbers
$9,000
$500
$3,100
Back-End DTI
40.0%total debt + housing
Front-End DTI34.4%
Max Housing Payment (57%)$4,630
Conventional (max 43%)Likely Qualifies
FHA (max 57%)Likely Qualifies
Get Pre-Approved with Joseph Le
Estimate only. Actual rate, payment, and qualification depend on your full application. Contact Joseph Le, NMLS 529658, for a personalized quote.
More Homebuyer Calculators
PITI
Estimate your true monthly payment — principal, interest, taxes, and insurance.
Affordability
Find the maximum home price you can afford based on income, debts, and down payment.
Cash to Close
Add up every dollar needed on closing day — down payment, fees, prepaids, and escrow.
Loan Comparison
Compare your three main loan options side by side — payment, MI, and cash to close.